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Good news (kinda/sorta)

Posted by Insurance for Protect Your Healthy and Live

"Superior HealthPlan confirmed ... that the insurance company will cover Savannah's surgery at Texas Children's "for continuity reasons."

The reason for the "kinda/sorta" is twofold:

First, the plan is an HMO model, which typically doesn't cover out-of-network claims. It's not clear to me whether or not the Snodgrass family had chosen this kind of coverage intentionally, in which case I think the carrier was wrong to fold, or whether they just didn't understand (which is also possible - lots of folks just pull the trigger on lowest price).

The other reason is that ObamaTax "skinny networks:" are going to mirror a lot of this issue, with folks finding out last-minute that they may be digging deeper into their own pockets.

And there's this: how come no one is asking the provider why the surgery was cancelled for lack of coverage? Why is this all on the insurance company?

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